“The missing link in this scenario is the bigger picture, the plan, or the overall objective-based goal, namely, protecting, preserving and growing wealth to sustain a comfortable lifestyle in retirement” says Sherlock. . . . → Read More: Dangers of do-it-yourself financial planning
Many people complain about their bonds and car payments, but often their credit card instalments add up to more than their car payments. . . . → Read More: Christmas bonus, or is it year end bonus?
Never let us believe we are invincible and shall not require a back up to ourselves. We all need some form of back up support. . . . → Read More: Linked life annuity vs fixed annuity?
…… the research shows that members are still not accepting responsibility for their own savings – and that many members aren’t even aware that they carry this risk,” observes Dawie de Villiers, CEO of Sanlam Structured Solutions. . . . → Read More: Change behaviour to solve the retirement riddle
A WELL PUT debate to a topical and valid question. What appears to be an obvious and easy decision to make may need a rethink, as suggested here. Note: By virtue of the flux in pension status regulations and pending state adminstered fund tmatters addressed in this article may date and become obsolete.
. . . → Read More: SHOULD I MOVE MY RA?
Keep your eye on the required target, not the required monthly savings. Adjust the latter as the former dost change, for surely it shall, not once, but constantly. . . . → Read More: The fifteen percent retirement myth
“If you are responsible for your children as well as your parents, it is often difficult to think about long-term priorities ……………. ” . . . → Read More: Family can ruin your finances
How to … choose between a guaranteed annuity and a living one October 30, 2010
First published in Person Finance
By Staff Reporter
The two main types of pension available to you when you retire are an investment-based one, which is vulnerable to the vagaries of the open market, or a life-assurance-based . . . → Read More: How to … choose between a guaranteed annuity and a living one
Comment by, Allan Duff: I came across this well presented and laid out article and think it is a worthwhile read. I suggest it is one to keep as a reference to remind ourselves of the enormity of what we face and need to get through on our way to retirement and on beyond. . . . → Read More: Retirement planning, Burden has shifted but not the skills