Any down cycle can last longer than we would wish, causing great discomfort at times. ……… Not paying an independent financial advisor a reasonable fee has in all probability been a foolhardy and costly mistake. . . . → Read More: Jumping ship to lose
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And other questions you may have on Life Insurance. ……. are calculated using a process called profit testing. This basically involves setting sample premium rates, and projecting the outcome of these rates. . . . → Read More: How are life insurance premiums calculated? COMMENT by Allan Duff THE DISCUSSION below is excellent. However, it need not stop here. I feel the awards given out to the fund managers and fund management companies are as guilty of time spacing as the advertising mentioned below. How often we see TV or news paper advertisments that would have us believing a . . . → Read More: ETFs vs unit trusts debate revisited Reproduced here by Allan P. Duff Summary: Richard Carter, of Alan Gray, notes that the difference between your actual returns and the fund’s returns is the difference between what is referred to as ‘time-weighted returns’ and ‘money-weighted returns’. Time-weighted returns are the actual fund returns over time; most asset managers . . . → Read More: TAKE A WALK |
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