Financial security a tougher goal for women

“Women have to realise that they should establish a relationship with a professional financial adviser who must be part of their lives just like their hairdresser.” . . . → Read More: Financial security a tougher goal for women

The modern woman and her finance

Women actually need more money in retirement than men because they live longer. Yet not only do women earn less, they also save less. This results in women being far more financially vulnerable than men in retirement. . . . → Read More: The modern woman and her finance

Linked life annuity vs fixed annuity?

Never let us believe we are invincible and shall not require a back up to ourselves. We all need some form of back up support. . . . → Read More: Linked life annuity vs fixed annuity?

Change behaviour to solve the retirement riddle

…… the research shows that members are still not accepting responsibility for their own savings – and that many members aren’t even aware that they carry this risk,” observes Dawie de Villiers, CEO of Sanlam Structured Solutions. . . . → Read More: Change behaviour to solve the retirement riddle

Beware bequests

Taken from Liberty Life’s Blueprint news

June 2011

Author unknown

Comment by APD:

Bequests play an essential role in many wills but if not thought out correctly can cause havoc & great trauma to those meant to inherit. So often I find myself  in discussion with a client only to . . . → Read More: Beware bequests

Choose the right executor

taken from Personal Finance 03/02/2011

Choose the right executor

By Margarete King

Colin Daniel

You can a nominate your spouse, an adult child, an attorney, an accountant, a bank or a trust company as your executor

Your appointed executor needs to step into your shoes when you die, to wrap up your affairs and distribute . . . → Read More: Choose the right executor

A salaried employee does not have to worry

A salaried employee does not have to worry about whether they will earn enough to cover their bills from month to month, but they do have to worry about where their next pay cheque will come from if an illness or an injury takes away their ability to work.   True . . . → Read More: A salaried employee does not have to worry

How South Africans die

Published in Financial Fitness i-Africa.com
Tue, 07 Jun 2011

Illness is the leading cause of death according to claims received by insurer Liberty Life in 2010.

Within this category, cancer accounts for the most death claims at 23 percent followed by cardiovascular disease at 18 percent and renal and respiratory disease at four . . . → Read More: How South Africans die

SHOULD I MOVE MY RA?

A WELL PUT debate to a topical and valid question. What appears to be an obvious and easy decision to make may need a rethink, as suggested here. Note: By virtue of the flux in pension status regulations and pending state adminstered fund tmatters addressed in this article may date and become obsolete.

. . . → Read More: SHOULD I MOVE MY RA?

More Scottish practicality

Three men had been for a day’s fishing. When one of them reached home he told his wife of his grievance. “We agreed”, he said, “that the one who caught the first fish should pay for drinks round, and each of these two fellows deliberately refused to pull their lines out of the water whenever they . . . → Read More: More Scottish practicality